The article examines the transformation of the legal regulation of participation in shared-equity construction during the transition to the digital economy. It analyzes the integration of smart contracts and the digital ruble into the escrow account settlement mechanism. Key legal risks associated with the automated fulfillment of obligations in the event of technical failures and construction quality disputes are identified. Particular attention is paid to the issues of real estate asset tokenization, as well as the procedural difficulties of using blockchain records as digital evidence. Based on the analysis of doctrine and judicial practice, specific ways to improve Federal Law No. 214-FZ are proposed.